Test cards
API v1These cards only work when the account is in testing mode. The mode is switched from the
account and verified with the test field returned by Init(): see
environments and testing.
How to use them#
| Field | What to enter |
|---|---|
| Expiry date | Any date in the future |
| CVV | Any value |
| Code on the 3DS challenge screen | 3ds2 |
On the 3DS challenge screen the code to enter is 3ds2. There is no other code and nothing is
sent over SMS in testing.
Cards#
The brand comes from the prefix: 4 Visa, 51–55 Mastercard, 34 American Express.
| Number | Brand | Expected result | Friction |
|---|---|---|---|
4111111111111111 | Visa | Approved | No friction |
4012000000020089 | Visa | Approved | No friction |
4012000000020006 | Visa | Approved | No friction |
4012010000020088 | Visa | Approved | No friction |
5100270000000072 | Mastercard | Approved | No friction |
5100270000000031 | Mastercard | Approved | No friction |
341111000000009 | American Express | Approved | No friction |
341111000000011 | American Express | Approved | No friction |
341112000000001 | American Express | Approved | No friction |
341111000000037 | American Express | Approved | No friction |
341112000008012 | American Express | Approved | No friction |
4012000000020071 | Visa | Approved | 3DS challenge |
4012010000020070 | Visa | Approved | 3DS challenge |
4012010000020005 | Visa | Approved | 3DS challenge |
5100270000000023 | Mastercard | Approved | 3DS challenge |
5100271000000120 | Mastercard | Approved | 3DS challenge |
4112613451591116 | Visa | Insufficient funds | 3DS challenge |
4523080346468525 | Visa | Incorrect CVV | No friction |
4549179990476733 | Visa | Restricted card | No friction |
4012000000020121 | Visa | Declined | No friction |
4111111111119999 | Visa | Declined | No friction |
4111111111110000 | Visa | Declined | No friction |
5100270000000056 | Mastercard | Declined | No friction |
5111111111113333 | Mastercard | Declined | No friction |
4666666666662222 | Visa | Declined | No friction |
5555666666662222 | Mastercard | Declined | No friction |
5100270000000098 | Mastercard | Declined | 3DS challenge |
Cards with 3DS challenge friction open the authentication screen; No friction cards resolve without it. The expected result is always the same: the card determines the response, not the amount.
Last verified: 2026-09-03 · Owner: equipo-integraciones