WhatsAppwhatsapp assistant

Your whole payments operation, in a WhatsApp conversation

Ask about your sales, look up a transaction, create a payment link and share it with your customer without opening the dashboard. The Tilopay Assistant understands plain language and works with your account's real data.

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A service enabled on request for merchants affiliated with Tilopay.

TP

Tilopay Assistant

online

how are sales going over the last 30 days?

10:30

Over the last 30 days you've made ₡4,812,500 across 137 transactions, with a 92% approval rate. Your average ticket is ₡35,128.

10:30

charge Ana 25 thousand for the appointment and send it to me on WhatsApp

10:30

Done, I created a ₡25,000 charge for Ana. Tap this link and the chat opens with the message and payment link ready to send.

10:30

Type a message

An assistant that actually operates your account

This is not a canned-response chatbot. The assistant reads and acts on your Tilopay account: it checks your sales, creates real charges, manages subscriptions and tells you when you get paid. It answers in plain text, with no jargon and without asking for data it already has.

Everything you can ask it for

These are the features available today, with real examples of how to ask for them.

sales

Sales summaries and analysis

Ask for a summary of the day, the week or a specific month: total amount per currency, number of transactions, average ticket, approval rate, top customers, peak hours and the most frequent decline reasons.

  • how was the week?
  • give me a sales analysis for August
  • what were the most common decline reasons?

transactions

Transaction lookup and management

Look up an order, review its detail and, when you need to, capture, refund or reverse the charge. Every money-moving action asks for explicit confirmation first.

  • show me the last 5 transactions
  • look up order 10432
  • refund 5 thousand from order 10432

charges

Payment links created from the chat

Create a Payment Link by stating the amount and description, share it on WhatsApp with the message pre-filled or send it by email, check its status and delete it when you no longer need it.

  • create a 5 thousand payment link for Prueba for the appointment
  • send it by email too
  • show me the status of that link

contacts and catalog

Your address book and catalog at hand

Save contacts with their WhatsApp and email so you can charge them by name, and check the products or services in your catalog without opening the dashboard.

  • save the contact Ana with phone +506…
  • which contacts do I have saved?
  • charge Luis for the family combo

subscriptions

Recurring charges and subscribers

Review your recurring plans, who is subscribed, each subscriber's payments, and pause, reactivate or delete a subscription with prior confirmation.

  • which recurring plans do I have?
  • who hasn't paid this month's fee
  • pause subscriber 482

saved cards

Bulk charges and affiliates

Check your charge groups, affiliates with a stored card, the history of bulk charges and their detail, and run a charge on a saved card once you confirm it.

  • which saved-card groups do I have?
  • how did the last bulk charge go
  • charge the monthly fee to Luis's card

support

Usage help and diagnostics

Ask how to do something in the dashboard and the assistant summarizes the steps with a link to the official guide. It can also verify that your connection and credentials are responding correctly.

  • how do I create a payment link from the dashboard?
  • how do I set up receipt emails?
  • run the connection diagnostics

banking operations

Banking queries (on request)

If your business has Tilopay banking API credentials, the assistant can also check accounts, balances, deposits and statements. It is read-only: it never starts, approves or reverses transfers.

  • how much do I have in the account?
  • this week's SINPE transfers
  • request this month's statement for me
See banking API

And it reaches out when it matters

An alert when you get paid

When a customer pays one of your links, you get an automatic WhatsApp message with the amount, customer, description, reference and order number.

Conversation memory

It remembers the thread: if you ask “how much was that charge we created?” it answers without asking you for the details again.

Recommendations based on your business

With a few questions it learns what you sell and how you get paid, then suggests concrete ideas to automate your operation.

With the controls money demands

Only from your linked number

The assistant only replies to the phone numbers your administrator linked to the account. Any other number gets a notice and no action is performed.

Confirmation before moving money

Refunds, captures, reversals and saved-card charges always require an explicit yes before running.

Credentials never travel through the chat

Your keys stay encrypted at Tilopay and the assistant refuses to reveal credentials, tokens or internal identifiers.

Every action is logged

Every query and operation is audited with user, tool, date and result, with usage limits to prevent abuse.

How do I activate it?

Three steps alongside our team

Step 1

Request activation

Contact us and we enable the assistant for your business. It is activated on request, account by account.

Step 2

We link your number

We register the WhatsApp numbers of authorized people and connect your Tilopay credentials in encrypted form.

Step 3

Text it like you'd text a person

Send a “hi” and start asking in plain language. There are no commands or menus to memorize.

Want these features inside your own AI agent?

The same tools the assistant on WhatsApp uses are available through Tilopay's MCP server, so you can connect them to Claude, ChatGPT or any other agent. Full documentation lives in the developer portal.

Frequently asked questions

Remember you can contact us and we'll answer your questions

No. You use it from the same WhatsApp already on your phone, by texting the Tilopay assistant's number.

No. You write in plain language, just as you'd talk to a teammate: “how are sales going?”, “charge Ana 25 thousand”, “look up order 10432”.

No. Any operation affecting money, such as a refund or a saved-card charge, only runs after you explicitly confirm it in the chat.

Unlinked numbers receive a notice explaining that the number is only for verification codes and that linking must be requested from Tilopay support. No query or operation is performed.

Yes. The same features are available to AI agents through Tilopay's MCP server, documented in the developer portal.

Every transaction protected

The highest levels of international security so your customers' money and your payments stay more than safe.

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