# Fees and pricing by country

> Commissions per payment method and country, with no affiliation fee and no hidden monthly costs.

- kind: guide
- status: stable
- last_verified: 2026-08-29
- url: https://www.tilopay.com/en/tarifas

There is no affiliation fee and no monthly cost: a commission is charged per processed transaction. The rate depends on the country and the payment method.

## Markets with published rates

- Costa Rica · VISA: 4.25 + 0.35 $
- Costa Rica · Mastercard: 4.25 + 0.35 $
- Costa Rica · American Express: 4.25 + 0.35 $
- Costa Rica · Sinpe Móvil: 2 + 0.35 $
- Costa Rica · Tasa Cero BAC Credomatic: 7.5 + 0.35 $ (3 meses) · 10 + 0.35 $ (6 meses) · 13.5 + 0.35 $ (10 meses) · 14 + 0.35 $ (12 meses)
- Costa Rica · Minicuotas BAC Credomatic: 4.25 + 0.35 $ (12 meses) · 4.25 + 0.35 $ (18 meses) · 4.25 + 0.35 $ (24 meses) · 4.25 + 0.35 $ (36 meses)
- Costa Rica · Cero Interés de Credix: 6 + 0.35 $ (3 meses) · 8 + 0.35 $ (6 meses) · 12 + 0.35 $ (10 meses) · 14 + 0.35 $ (12 meses)
- Guatemala · VISA: 4.5 + 3.00 Q
- Guatemala · Mastercard: 4.5 + 3.00 Q
- Guatemala · American Express: 4.5 + 3.00 Q
- Guatemala · Cuotas BAC: 9 + 3.00 Q (3 meses) · 10 + 3.00 Q (6 meses) · 11 + 3.00 Q (10 meses) · 13 + 3.00 Q (12 meses)
- Panamá · VISA: 3.75 + 0.50 $
- Panamá · Mastercard: 3.75 + 0.50 $
- Panamá · American Express: 3.75 + 0.50 $
- Panamá · Yappy: 1 + 0.00 $
- Panamá · Tasa Cero BAC Credomatic: 3.75 + 0.50 $ (3 meses) · 4 + 0.50 $ (6 meses) · 4.5 + 0.50 $ (12 meses) · 5.5 + 0.50 $ (18 meses) · 6 + 0.50 $ (24 meses) · 7 + 0.50 $ (36 meses)
- Panamá · Tafi: 1.5 + 0.50 $
- Panamá · Crediviva: 1 + 0.00 $

## Markets with an acquiring-bank model

In these markets the processing rate is set by the acquiring bank, plus the Tilopay commission:

- Anguilla — Republic Bank
- Antigua & Barbuda — CIBC, Scotiabank
- Bahamas — Scotiabank, RBC Royal Bank, CIBC, BOB
- Barbados — CIBC, RBC Royal Bank, Republic Bank, Scotiabank
- Belize — Heritage Bank Limited
- Bermuda — Butterfield, Clarien, HSBC
- Bonaire — RBC Royal Bank
- British Virgin Islands — CIBC, Republic Bank
- Cayman Islands — CIBC, Maduro & Curiel's Bank, Vida Nova Bank, RBC Royal Bank
- Curaçao — CIBC, RBC Royal Bank, Maduro & Curiel's Bank, Vida Nova Bank
- Dominica — Republic Bank, CIBC
- El Salvador — BAC
- Grenada — Republic Bank, CIBC
- Guyana — Scotiabank
- Honduras — BAC
- Jamaica — CIBC, National Commercial Bank, First Global Bank, Scotiabank
- Montserrat — RBC Royal Bank
- Nicaragua — BAC
- Puerto Rico — Oriental Bank of Commerce
- República Dominicana — Azul
- Saba — RBC Royal Bank
- St. Kitts — Republic Bank, CIBC
- St. Lucía — Republic Bank, CIBC
- St. Maarten — RBC Royal Bank, CIBC, Republic Bank
- St. Vincent — Republic Bank, CIBC
- Suriname — Republic Bank
- Trinidad & Tobago — First Citizens, RBC Royal Bank, CIBC, Republic Bank, Scotiabank
- Turks & Caicos — CIBC, RBC Royal Bank, Scotiabank
- US Virgin Islands — Scotiabank, Oriental Bank of Commerce

## Digital wallets

- G Pay: Disponible por la tarifa de procesamiento de tarjetas de crédito.
- Apple Pay: Disponible por la tarifa de procesamiento de tarjetas de crédito. Solicita la activación con nosotros.